Kolbey Nelson

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Mortgage Lending Made Simple

OUR HOW

OUR WHY

We are here to make the process easier for you. We also use the latest technologies to remove or diminish the typical paperwork and speed up the process. Plus, we guarantee we’ll close your loan on time. In short, we’ve created a smarter, simpler way to get a mortgage.

No matter where you’ve been, there really is no place like home. And for most of us, homeownership is a huge part of the American Dream. Whether you dream about owning your first home or your third, we want your dream to become a reality—which is why we’ve made buying a home easier than ever.

GET TO KNOW KOLBEY

Your Loan Originator

Branch Manager

(616) 510-7365  mobile

Novus Home Mortgage

14998 Cleveland St. Ste. F

Spring Lake, MI 49456-8993

Email Kolbey


Kolbey Nelson

NMLS No. 190461

Kolbey has been working in the mortgage industry since 1999, immediately after receiving Business Management and Economics degrees from Truman State University.

Kolbey and his team pride themselves on taking the time to meet with and get to know you to truly understand the homebuyer’s individual situation.


Kolbey’s motto is simple: “Every client faces a unique circumstance whenever they are ready to buy a home, my goal is to understand them and provide the best solution for their journey.”


Providing a fantastic closing experience is high on the Kolbey's priority list, but his services do not stop after closing day. His goal is to become the client’s ‘Lender for Life.’ Part of that promise is to continue searching for the best loan for the client ,well after closing. This includes studying the interest rate market for rate-reduction opportunity, PMI removal, and even equity cash-out scenarios. You can reach Kolbey 7 days a week for homebuying questions and conversation through text, email, and even the old-fashioned phone call! 


In his spare time, Kolbey enjoys spending time with his beautiful wife Michelle and their three outstanding daughters and young son. They enjoy traveling, golfing and being a part of the West Michigan community!



THE NELSON TEAM

Loan Originator

NMLS #190461

231-720-4858

DVaughan@NovusHomeMortgage.com

Dan Vaughan

Loan Processor

616-502-7617

MNelson@NovusHomeMortgage.com

Michelle Nelson

LOAN PROGRAMS

Novus Home Mortgage offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home.


Novus Home Mortgage has the product mix for every customer.

• FHA 580 FICO

• FHA Standard

• FHA No FICO

• FHA High Balance

• FHA 203k Streamlines

• USDA

• VA IRRRLs

• VA Purchase

• FHA No Down Payment

GOVERNMENT

• ITIN

• Fresh Start

• Bank Statement

• Homeowner Access

• Foreign National

• Non-Warrantable Condo

• Non-Prime

• Portfolio Select

• Doctor Loan Program

• Jumbo Loans

NICHE PROGRAMS

• Direct Freddie Mac

• Direct Fannie Mae

• Fannie DU Refinance Plus

• Freddie Open Access

• Fannie Homestyle

• Fannie Mae Home Ready

• Freddie Your Path

• Ginnie Mae

CONFORMING

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©2019 Novus Home Mortgage

Panorama Mortgage Group, LLC NMLS 133739 is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC d/b/a Alterra Home Loans, d/b/a Alterra Mortgage, d/b/a Legacy Home Loans, d/b/a Inspiro Financial, d/b/a Novus Home Mortgage, and is headquartered at 350 S. Rampart Blvd Ste 310, Las Vegas, NV 89145. Toll Free (877) 845-4805; This is not an offer for extension of credit or a commitment to lend. Alabama – Consumer Credit License #22321; Arizona Mortgage Banker License #0915860; California – Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act. – DBO Residential Mortgage Lending Act License #4131101; Colorado Mortgage Company Registration NMLS# 133739, Regulated by the Division of Real Estate; Connecticut Mortgage Lender License ML-133739; District of Columbia – Mortgage Dual Authority License #MLB133739; Florida Mortgage Lender Servicer License #MLD381; Georgia Residential Mortgage Licensee #30249; Illinois - Illinois Residential Mortgage Licensee, License MB: 6761067; Indiana-DFI – First Lien Mortgage Lending License 32967; Iowa – Mortgage Banker License #2016-0093 & 2016-0094; Kansas – Mortgage company License MC.0025464; Kentucky – Mortgage Company License MC421149; Louisiana - Louisiana Lender License (no license #)Maryland – Mortgage Lender License #22375; Michigan – 1st Mortgage Broker/Lender/Servicer Registrant FR0021588, 2nd Mortgage Broker/Lender/Servicer Registrant SR0021589; Minnesota Mortgage Lender Licensee MN-MO-133739; Missouri - Company Registration 18-2401; Nebraska – Mortgage Banker License NMLS #133739; Nevada Mortgage Banker License #3388 & 3873; Nevada Mortgage Broker License #2916; New Hampshire Mortgage Banker License – 21713 – MB; New Jersey Residential Mortgage Lender License NMLS#133739 – Licensed by the N.J. Department of Banking and Insurance; New Mexico Mortgage Loan Company License – 133739 North Carolina Mortgage Lender License L-173477; Ohio Mortgage Loan Act Certificate of Registration SM.502067.000; Oklahoma – Mortgage Lender License MLO11324 & ML011348; Oregon Mortgage Lending License ML-4879; Pennsylvania – Mortgage Lender License #55099 Licensed by the Department of Banking; Rhode Island Licensed Lender, NMLS 133739; South Carolina – Mortgage Lender / Servicing License MLS – 133739 & MLS – 133739 ITN #1; Tennessee Mortgage Lender License 131625; Texas-SML Mortgage Banker Registration NMLS #133739, Utah – Panorama Mortgage Group, LLC is licensed as DRE Mortgage Entity # 10950285; Utah DFI Residential First Mortgage Notification License (no license #); Virginia NMLS ID #133739; Washington Consumer Loan Company License CL-133739; Wisconsin – Mortgage Banker License 133739BA; Wyoming Mortgage Lender/Broker License #3100. www.nmlsconsumeraccess.org


NMLS Consumer Access: http://www.nmlsconsumeraccess.org

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